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7 Essential First-Time Homebuyer Facts
From 2016- from housingwire.com
- 32 is their median age.
- 24% used a gift as source of down payment.
- 74% rented before buying.
- 21% lived with parents, relatives or friends before buying.
- 67% said the “Desire to own our own home” as the primary reason for buying.
- Of all first-time homebuyers- 58% are married couples. 18% are single females. 14% are unmarried couples. 8% are single males.
- 35% of all home buyers are buying their first home- up 3% from last year.
Do you desire to “own your own home”? Let us help guide you in the process. We are a husband and wife full time real estate team. We’re here for you when you are ready!
Gary & April Greer 951-522-0518 or email@example.com
Top Reasons to Own a Home-
Buyers all across the nation are making their dreams come true. They’re signing on the dotted line and grabbing hold of the keys to a family home. Despite record low interest rates, many potential buyers are delaying the decision to buy. What’s keeping you on the sidelines?
Let’s take a look at the top reasons to own a home.
Building equity. Writing a check to the landlord is like lining their pockets with your potential equity. It is money you never get back. Owning your home means building equity. Each and every mortgage payment is going towards paying down part of the principal.
Predictability. Gas and grocery prices may rise, but a fixed rate mortgage is as predictable as they come. Your mortgage payment will be X amount for the life of the loan.
Tax Breaks. Did you know that you can deduct the interest you pay each year on your home? You can deduct the cost of your property taxes. Even making energy efficient upgrades can be tax deductible.
Appreciation. Over the years (real estate is a long term investment) your home should gain value. According to the National Association of Realtors (NAR) “The number of U.S. households is expected to rise 15% over the next decade, creating continued high demand for housing.”
Social Benefits. We’ve talked about the financial benefits of owning a home, but did you know that homeowners generally rate themselves as being happier and healthier than their renting counterparts? Part of this is thanks to the stability that homeownership brings. Homeownership can be a great way to secure future financial security and freedom. So, what’s stopping you from getting into the market? There’s never been a better time to buy! exert from realtytimes.com
For tax, investment or ownership advice we suggest you contact an attorney or certified public accountant. All information deemed reliable but not guaranteed.
Feeling inspired? Tired of renting? Want to paint that wall hot pink? Give us a call for a no pressure overview on what it takes to get started down the path to home ownership in the Temecula Valley. We’ve been helping people just like you for 18 years!
Call, Text, or Email April Greer at 951-522-0518 or firstname.lastname@example.org
This entry was posted in Buying and Selling Homes, Buying Homes Tips, Loan and Finance, Uncategorized and tagged Buying Tips, Franchise Tax Board, Internal Revenue Code, Loan and Finance, Riverside County, Temecula Valley.
by buying or selling real estate with us. You choose from the organizations listed below where 5%* of our earned commissions will be sent. It’s that simple. We are already supporting these great non-profits (and others) but together we can do more!
Michelle’s Place (951) 699-5455 Our local breast cancer resource center
Project Touch (951) 677-9661 Our local homeless and emergency shelter group
Samaritan’s Purse A global humanitarian relief organization
Community Mission of Hope (951) 444-1404 Helping families and individuals in need with food and hygiene items, as well as financial counseling. Partners with the City of Temecula and the The Temecula Food Pantry.
This entry was posted in Be The Good, Buying and Selling Homes, Buying Homes Tips, Helping Others, Hemet, Lake Elsinore, Menifee, Murrieta, Non Profit, Selling Tips, Temecula, Wildomar, Winchester and tagged Be The Good, Buying Tips, Helping Others, Hemet, Lake Elsinore, Menifee, Murrieta, non profit, Riverside County, Selling Tips, Temecula, Temecula Valley, Wildomar, Winchester.
IS THIS YOUR FULL TIME PROFESSION?
For some reason a lot of folks get into “Real Estate” because they think they can work a few weekends and make a quick buck- and this is so far from the truth it’s dangerous.
Buying or selling a home worth hundreds of thousands of dollars should not get squeezed in between your agent’s day job. Do yourself a huge favor and pick a professional that is in the trenches every day, knows what’s going on and can represent you in a full time capacity.
Full time Realtors are more likely to have aligned themselves with a Broker that has expectations and accountability standards. A mover and shaker brand (like Century 21) that takes it success global.
A full time Realtor is more likely to have more experience, more training, attend sales meetings, maintain respectful relationships with their peers and most importantly will have the time available to either find you that great home or market the home you have to it’s highest and best price.
You deserve nothing less!
And by the way…Gary and I are full time professional Realtors! Email us at email@example.com for our
“Buyer’s Guide and Introduction” or “Pre-Listing Introduction” both handouts include our resume for 17+ years local experience in the Temecula Valley including Wildomar, Murrieta, Menifee, Hemet, Lake Elsinore and Winchester.
JUNE RE CAP of Southland Home Sales
Cash Buyer accounted for 22.3% of June 2015 home sales. That was down from June 2014 when cash buyers were at 25.9% of the market. The peak was 36.9% in February 2013. Since 1988 the monthly average for cash buyers is about 17% of all sales.
Absentee buyers (investors and second home purchasers) bought 21.1% of Southland homes sold in June 2015. The peak was 32.4% in January 2013. The monthly average for absentee buyers since 2000 is about 19.0%.
The median price paid for all Southern California homes sold in June 2015 was $442,000. That is 12.5% below the peak median price of $505,000 reached in March, April, May and June of 2007.
Foreclosure re-sales (properties foreclosed on in the prior 12 months) represented only 3.8% of the Southland re-sale market in June 2015. That was down from 4.6% in June 2014. Foreclosure resales peaked at 56.7% in February 2009.
Short sales made up an estimated 3.1% of Southland re-sales in June 2015. That was down from 4.6% a year earlier.
Home Sales of $500,000 or more accounted for 41.7% of all Southland home sales in June 2015, which is up from 37.9% for June of last year and is the highest level for any month since September 2007 when it was at 44.4%.
Taken from CoreLogic.com July 19, 2015
Real Estate in your area is constantly changing…if you live or want to live in the Temecula Valley we are just a phone call away at 951-522-0518 or firstname.lastname@example.org
This entry was posted in Buying and Selling Homes, Buying Homes Tips, Murrieta, Real Estate Data, Temecula and tagged Buying Tips, California, California Association of Realtors, Lake Elsinore, Menifee, Murrieta, Real Estate Data, Riverside County, Sold, Temecula, Temecula Valley, Wildomar, Winchester.